TRAUMA COVERAGE®
Open Enrollment
You have been invited to take advantage of this limited-time opportunity to enroll in Trauma Coverage. This specialized insurance is designed to help individuals and families recover financially and emotionally after a covered traumatic event. It delivers fast, flexible support when it matters most with plans for as little as $10/month.
What’s Included
Access to confidential, measurement-based therapy with a master’s-level or higher therapist trained in post-traumatic incident mental health.
Lost Wage Benefit
100% of the insured individual’s income from all employment sources while
they’re unable to work.
Recuperation Benefit
Reimbursement for out-of-pocket expenses related to medical, dental, vision, hearing, pharmaceutical, addiction to prescribed drugs, or lost wages of a family member providing supportive services.
Student Financial Assistance Benefit
Insured students or their legal guardians, receive $100 per day until either the benefit cap is reached or the student returns to school.
Accidental Death Benefit
In the event of a death due to a covered incident, the insured’s beneficiaries will
receive their plan’s maximum less any benefits already received.
Covered Incidents
Coverage extends to events that occur at any time, anywhere in the U.S.
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Aggravated Assaults
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Sexual Assaults
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Mass Shootings
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Terrorist Acts
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Accidental Death
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Infected by Disease
(while working or at school)
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Witnessing Violence
(while working or at school)
Across the U.S., these incidents unfold every second—impacting lives without warning.
Study by the Department of Health Management and Informatics, University of Central Florida
Plan Options
Available in 5 plan levels—find one that works best for you and your family.
There is no waiting period to receive benefits which are payable per insured per incident up to the plan maximum during any one (1) year period (January 1st to December 31st). Underwriting is guaranteed issue; no age limitations for coverage; approved in and limited to the 50 United States; coverage is underwritten by Lloyd’s of London. As with any insurance, coverage may vary. Review our coverage and exclusions for details.
Frequently Asked Questions
Give yourself peace of mind in today’s unpredictable world.
Join over 2 million people who are already protected by Trauma Coverage® and get simple, fast access to benefits with nationwide protection when you need it most.
Need help choosing the right plan?
Our team can walk you through the options and help you find coverage that fits your needs and budget. Reach out anytime by filling out the form, call 855-631-1421, or email info@traumainsurance.com.