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TRAUMA COVERAGE®
Coverage and Exclusions
Full details of what is and isn’t covered under Trauma Coverage are contained in the official 2026 Benefit Summary Book.

This document includes:

  • Complete list of covered incidents and exact trigger conditions

  • Benefit amounts by plan (Student, Bronze, Silver, Gold, Family)

  • Claim requirements (police reports, incident reports, timelines, etc.)

  • All exclusions and limitations

  • Definitions, effective dates, and renewal provisions

Coverage is subject to terms, conditions, exclusions, and limitations. 


Questions? 
Email: info@traumainsurance.com
Phone: 855-631-1421
Hours: Monday–Friday, 8 A.M. to 5 P.M. Central (excluding U.S. holidays)​

© 2026 American Trauma Insurance. All rights reserved.

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