TRAUMA COVERAGE
Blending financial protection with mental health care.
Peace of mind is easier to achieve with guaranteed income.
What’s Included
Trauma Coverage is available in four plan levels designed to fit different budgets and needs. Each option varies in benefit amounts and services, giving employers flexibility to choose the right fit based on industry risk and support goals.
Confidential therapies include but are not limited to talk therapies (psychotherapy), Cognitive Processing Therapy, Eye Movement Desensitization and Reprocessing (EMDR), Prolonged Exposure, and medication-assisted therapy, which can enhance treatment outcomes for those with PTSD.
Recuperation Benefit
Reimbursement for out-of-pocket expenses related to medical, dental, vision, hearing, pharmaceutical, addiction to prescribed drugs, or lost wages of a family member providing supportive services up to your plan maximum.
Lost Wage Benefit
Receive 100% of your regular pay from all employment income sources while you’re unable to work due to trauma without a waiting period to receive benefits up to your plan maximum.
Student Financial Assistance Benefit
Depending on legal status, Insured Students or their legal guardian(s) will receive $100 per day until the aggregate maximum limit of insurance for this benefit is met or the date the Insured Student returns to school, whichever occurs first. This amount is up to your plan maximum.
Accidental Death Benefit
A lump sum payment to your beneficiaries if you suffer an accidental death.
Covered Incidents
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Aggravated Assaults
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Sexual Assaults
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Mass Shootings
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Terrorist Acts
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Accidental Death
Frequently Asked Questions
“Never in a million years did I think I’d be a victim of assault. But it happened. The Trauma Coverage my employer offered me a year prior—coverage I never thought I’d need—ended up saving my life.”
Carrie L., Insured with Trauma Coverage