Terms of Use
Welcome to traumainsurance.com (“Site”), operated by American Trauma Insurance (“ATI,” “we,” “us,” or “our”). By accessing or using this Site, you acknowledge and agree to comply with the following Terms of Use. Please read them carefully.
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Acceptance of Terms
By using this Site, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you are prohibited from using or accessing this Site.
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Permitted Use
You agree to use this Site only for lawful purposes and in accordance with these Terms. You are prohibited from using the Site to engage in any activity that could damage, disable, overburden, or impair any ATI server or network.
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Intellectual Property Rights
All content, including text, graphics, logos, icons, images, audio, and software, is the property of ATI or its content suppliers and is protected by copyright, trademark, and other applicable laws. You may not reproduce, modify, distribute, or display any portion of the Site without our prior written consent.
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No Professional Advice
The information on this Site is provided for general informational purposes only and does not constitute insurance, financial, legal, or other professional advice. You should consult a qualified professional for advice tailored to your individual circumstances.
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Third-Party Content and Links
This Site may contain links to third-party websites or services that are not owned or controlled by ATI. We do not endorse and are not responsible for the content, policies, or practices of any third-party websites. Use of third-party sites is at your own risk.
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Disclaimer of Warranties
This Site and all content and services provided through it are offered "as is" and "as available," without warranties of any kind. ATI makes no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content.
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Limitation of Liability
To the fullest extent permitted by law, ATI and its affiliates, employees, and agents shall not be liable for any damages arising out of or in connection with your use of, or inability to use, this Site. This includes direct, indirect, incidental, consequential, and punitive damages.
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Indemnification
You agree to defend, indemnify, and hold harmless ATI and its affiliates from any claims, damages, costs, and expenses (including reasonable attorneys' fees) resulting from your violation of these Terms or your misuse of the Site.
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Privacy
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
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Modifications to the Site
ATI reserves the right to change, suspend, or discontinue any part of the Site at any time without notice. We may revise and update these Terms of Use from time to time at our sole discretion. All changes are effective immediately when posted to the website, and apply to all access and use of the website thereafter. Continued use of the website after such changes are posted is deemed acceptance of any revised Terms of Use.
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Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the state or federal courts located in Illinois.
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Contact Information
If you have any questions about these Terms, you may contact us at:
Email: info@traumainsurance.com
Phone: 855-631-1421
Hours: Monday–Friday, 8 A.M. to 5 P.M. Central (excluding U.S. holidays)
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Last Updated: 05/01/2025