MULTI-LIFE AD&D INSURANCE
Coverage that protects everyone.
Group-level accidental death and dismemberment protection—no exams, no friction.

Accidents are the third leading cause of death in the United States. For employers, unions, and associations, that should be enough of a reason to offer Multi-Life AD&D coverage. ATI delivers meaningful financial protection to an entire workforce at a cost most organizations don't expect. And unlike mainstream carriers, ATI's coverage is built to handle workplace violence, infectious disease exposure, and other crisis-related events that standard policies routinely exclude.
Benefits Include
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No medical exams or waiting periods
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Accidental death pays 100% of the benefit amount
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Dependent coverage available for spouses and children
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Coverage can be tailored to any industry—construction, healthcare, unions, etc.
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Portable options allow employees to maintain coverage post-employment
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It’s a comprehensive benefits package that can strengthen an employer’s brand
Group AD&D insurance is an easy benefit to administer and can add significant value to a comprehensive employee benefits program at a low cost—providing employees with an additional layer of protection to help protect their family’s financial future.