General
American Trauma Insurance provides specialized insurance products designed to support individuals, employees, and organizations in the aftermath of traumatic events. Our core offerings include Trauma, Life and Disability.
ATI offers specialized, high-limit coverage that goes beyond traditional group insurance plans. Our solutions are designed to address specific risks—like trauma recovery, workplace violence, and high-limit disability—that standard policies often overlook or underinsure. We also provide customized benefits, faster payouts, and access to services like trauma counseling, making our coverage a valuable supplement to employer- or union-provided insurance.
All plans are offered exclusively through employers, organizations, or brokers. Contact us to discuss your options.
Most ATI policies are designed for fast claims processing, with many benefits paid within days of receiving complete documentation—providing timely financial relief when it's needed most.
Yes, ATI provides tailored insurance solutions to match with existing coverage needs and financial goals.
Yes, ATI works with employers and brokers across the U.S., though availability may vary by state and policy type. Contact us to confirm eligibility in your area.
Agents & Brokers
Brokers can join our network to sell and manage trauma-related policies. Reach out for partnership details.
ATI provides sales materials, training sessions, dedicated support, and access to underwriting experts to help you effectively serve your clients.
Yes, competitive commission structures are in place for brokers who sell and manage ATI policies.
In some cases, yes—custom branding and private-label options are available depending on volume and licensing. Contact us to explore partnership terms.
ATI is ideal for employers, unions, high-income professionals, and organizations seeking specialized protection for trauma, key-person loss, or disability.
Organizations
We offer customized group insurance plans. Contact our team to discuss policy options and implementation.
Yes, we provide discounted rates for employer-based or group plans.
All we need is a brief census of eligible individuals and basic company information. Our team handles the rest, including plan design and implementation.
Yes, our plans are designed to complement current benefits and can be seamlessly added to your organization’s offerings with minimal disruption.
Beyond financial benefits, ATI provides access to services like trauma counseling, incident response coordination, and ongoing recovery resources for affected individuals.
Insured
Completed claim form
Workplace incident report, police report, and possibly medical records
Membership ID or Employee verification
Claims can be submitted through our website or by email. We provide a simple claims kit with instructions, and our team is available to guide you through the process.
Once your documentation is received, we will promptly review your information and follow up to discuss next steps.
Some policies may offer portability or conversion options. Please contact your benefits administrator to learn more about your specific plan.
Contact your benefits administrator to make changes to your information or update policy details.
Providers
We accept licensed professionals with a master’s degree or higher in trauma counseling, mental health, medical services, rehabilitation, and other specialized care fields. If your services align with our coverage solutions, we encourage you to apply.
Fill out our provider inquiry form, and our team will review your credentials. If approved, we’ll guide you through onboarding and credentialing.
Providers are compensated upon invoice receipt, with ATI managing all billing to ensure timely payment. As 1099 independent contractors, they are responsible for their own tax obligations.
Yes! We work with both in-person and virtual providers to ensure insureds have flexible access to care.
By joining ATI’s provider network, you’ll access a nationwide network of insured clients, benefit from streamlined claims processing, and be part of a trusted network dedicated to trauma recovery and wellness.
The approval process typically takes 2 days, depending on credentialing requirements. Once approved, you may be contacted to offer services immediately.