Colleges and universities employ more than 4.1 million people, and every campus is also a workplace where trauma risks are real. From violence and accidents to medical emergencies, employees may need more than a standard benefits package. Trauma Coverage helps support recovery with counseling, lost wage benefits, and financial protection when it matters most.
Standard employer-offered disability coverage is a valuable foundation, but it may not be enough for higher earners, key employees, or trauma-related disabilities. Benefit caps, taxable payouts, and limited protection can leave serious income gaps when employees need support most. Supplemental disability solutions help close those gaps and create stronger protection for both employees and organizations.
Workplace violence is unacceptable in any industry—but for healthcare workers, it’s a disturbingly common threat. Every day, nurses, doctors, mental health counselors, emergency medical technicians, and support staff face the risk of verbal abuse, physical attacks, or worse—often from patients, their patients’ families, and other visitors.
